Med Sup

Medicare is health insurance for:

People 65 or older
People under 65 with certain disabilities
People of any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant)

Each part of Medicare has different benefits and costs, our goal is to minimize your cost and obtain maximum coverage. Let John Border Insurance Services educate you on the best fit for your health insurance needs.

Medicare Part A – Hospital Insurance

Helps cover inpatient care in hospitals, skilled nursing facilities, hospice, and home health care.
Most people don’t have to pay a premium for Medicare Part A because they or a spouse paid Medicare taxes while working in the United States. If you don’t automatically get premium-free Part A, you may still be able to enroll, and pay a premium.

Medicare Part B - Medical Insurance

Helps cover doctors’ and other health care providers’ services, outpatient care, durable medical equipment, and home health care. This includes:

Durable medical equipment
- Canes
- Walkers
- Scooters
- Wheelchairs, etc.
Physician and nursing services
X-rays, laboratory and diagnostic tests
Certain vaccinations
Blood transfusions
Renal dialysis
Outpatient hospital procedures
Some ambulance transportation
Immunosuppressive drugs after organ transplants
Chemotherapy
Certain hormonal treatments
Prosthetic devices and eyeglasses

Medicare Part C – Medicare Advantage

Offers health plan options run by Medicare-approved private insurance companies. Medicare Advantage Plans are a way to get the benefits and services covered under Part A and Part B. Most Medicare Advantage Plans cover Medicare prescription drug coverage (Part D).
Some Medicare Advantage Plans may include extra benefits for an extra cost.

Medicare Part D – Medicare Prescription Drug Coverage

Helps cover the cost of prescription drugs
May help lower your prescription drug costs and help protect against higher costs
Run by Medicare-approved private insurance companies
Costs and benefits vary by plan